Source of Wealth

The Source of Wealth Answer is used to submit information about how a customer accumulated their overall wealth over time, which is distinct from the immediate source of funds.

Fields

Base Fields

Field	Type	Required	Description
fieldTypeId	string	Yes	Must be set to "SourceOfWealth" (from FieldTypeEnum)
sourceOfWealthAnswerItems	array	Yes	List of source of wealth items

Source of Wealth Item Fields

Field	Type	Required	Description
countryId	string	Yes	Country identifier for the source of wealth
description	string	No	Additional description of the source of wealth
sourceOfWealthDocumentId	string	Conditional	ID of the uploaded evidence document (if required)
sourceOfWealthBusinessId	string	Conditional	Business-related source of wealth (from Lookup API, required if source type is business-related)

Example Usage

{
  "fqName": "Financial_Sources_SourceOfWealth",
  "answer": {
    "fieldTypeId": "SourceOfWealth",
    "sourceOfWealthAnswerItems": [
      {
        "countryId": "AE",
        "description": "Property investments over the past 15 years",
        "sourceOfWealthDocumentId": "a1b2c3d4-5e6f-7g8h-9i0j-k1l2m3n4o5p6",
        "sourceOfWealthBusinessId": "a640b5fd-0b98-494a-a6ec-6f7f8e323ff72"
      }
    ]
  }
}

Lookup References

This answer model requires values from the following lookup sources:

1. Country IDs: Use standard ISO country codes (e.g., "AE", "US")

2. Source of Wealth Business Types: For valid values for the sourceOfWealthBusinessId field (when required), please refer to the Lookup API documentation and use the "SourceOfWealthBusinessEnum" lookup source.

Notes

• Source of Wealth differs from Source of Funds in that it represents how the customer accumulated their overall wealth over time, rather than the immediate source of the funds being invested or deposited.
• Multiple sources of wealth can be provided by adding multiple items to the sourceOfWealthAnswerItems array.
• If the source type is business-related, sourceOfWealthBusinessId must be provided.
• Evidence documents should be uploaded first using the Document Upload API, and the returned document IDs referenced here.
• The countryId should be a valid ISO country code.
• Source of wealth documentation is a critical component of KYC (Know Your Customer) and AML (Anti-Money Laundering) compliance, especially for high-net-worth individuals and high-risk customers.